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Payday loan stupidity - misery

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Comments

  • Lost2
    Lost2 Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    what if you where to give money to someone and get them to write a cheque out for you
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
  • BigDebtBoy
    BigDebtBoy Posts: 282 Forumite
    Part of the Furniture Combo Breaker
    No can't do that, plus they would probably take the account number and stuff from the cheque and try and take the money from that account

    Anyone with any ideas how best to proceed ?
  • Vikipollard
    Vikipollard Posts: 739 Forumite
    Tenth Anniversary 500 Posts Name Dropper Debt-free and Proud!
    Send them a postal order for whatever you can afford (I think you get these from the post officce?). Keep the receipt.

    That way they have no account details or card details to purge.
    LBM July 2006. Debt free 01 Sept 12 .. :T
    Finally joined Slimming World: weight loss 33lbs...target achieved 51wks later 06.05.13 & still there :j
    Aim to be mortgage free in 2022. Jan 17 33250 Nov 17 27066 Mar 18 24498 Sep 18 20608 Nov 18 19250 Jan 19 17980 Mar 19 16455 May 19 15024 Nov 19 10488 Feb 20 8150 May 20 5783 Aug 20. 3305 Nov 20 859 Mortgage free, 02.12.2020
  • Postal order is the BEST one as above

    I myself paid QQ via Direct Debit on a plan and have had no problems or comeback 6 months on, of course this was from a "secondary account" which only contained the money we agreed they would collect
    I even kept all the paperwork should they dare try anything - and have some faith in the DD guarantee

    I've come to the conclusion the account raids happen for a reason - normally it's where people try burying their heads and think they can get out of paying
  • BigDebtBoy
    BigDebtBoy Posts: 282 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys. I have sent them a few emails but details on who to pay anything to or where to send etc just a reply along the lines of payment overdue, please pay £175 etc

    On the plus note I went to my first Gamblers Anonymous meeting yesterday
  • Takeaway_Addict
    Takeaway_Addict Posts: 6,538 Forumite
    Part of the Furniture 1,000 Posts
    BigDebtBoy wrote: »
    Thanks guys. I have sent them a few emails but details on who to pay anything to or where to send etc just a reply along the lines of payment overdue, please pay £175 etc

    On the plus note I went to my first Gamblers Anonymous meeting yesterday

    I did wonder whether you were avoiding what the actual problem was and that was solving the gambling problem. It is very good you have gone to a meeting...you now need to stick at it and take on as much advice as possible

    One day at a time

    Things do get better when you stop.
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • BigDebtBoy
    BigDebtBoy Posts: 282 Forumite
    Part of the Furniture Combo Breaker
    Yeah I have had my head in the sand about my gambling problem for long enough, best part of 7 years, but finally bit the bullet, this was the final straw of getting myself into a mess

    They seem to be being a bit awkward though just saying please phone us or use live chat but have been advised to do everything via email, asked them for details to send a postal order but get the same response about phoning them and now Been asked to provide details of the debt management company I am using as I mentioned getting advice from cccs (only did some kind of online question thing, not spoke to anyone in person) So i dont have any details as I thought I could deal with this myself

    Will i be best off setting up with a dmp company like cccs than doing it on my own guys ?
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