Tuesday 24th April - What Small DFW Things Will You Do Today??!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Good morning lovelies!

Going with positivity today as it seemed to work yesterday, hopefully will work again today!

Today I will:
Check banks - not expecting a change
Check CCs - not expecting a change
Check TCB - - cashed out 51p - yay!
Withdraw from Paypal
OH posting Ebay time
Reply to Ebay question
Wait impatiently for payslip - don't get paid til tomorrow but I get really excited when I get my payslip!
Post test items
Update MS Money
Food from stores
2lt water
Keep in tray empty!
Clicks on SB
Look into vaccinations for holiday
Smile!!!

Hope everyone has a great Tuesday!
Kxx

bt1

Morning! And thanks for starting kjp- I also get excited when I get my payslip. But don't get paid until Friday so won't get mine til Thurs

Went out to the launch of the new Porsche last night (I can dream!), was a really good night! Free drink and food and a voucher to spend in the shop! So a free night for me and I managed a NSD

List for today:

- check bank done
- check cc's done
- PAD done
- lunch from home done
- drink lots of water done
- early night tonight as got home late and V tired now!!!
- another NSD so far so good!

determined_new_ms

morning to the dynamic duo! :wave: thanks for starting us off kjp! Yay I'm with you on the positivity - makes the day go so much quicker!

bt1 am v jelly re porsche party! How did u rangle that????

Things for me to do today:

• [STRIKE]checked banking[/STRIKE]
• [STRIKE]open new isa - cannot leave it any longer![/STRIKE]
• [STRIKE]transfer money from day zero fund for donation to charity[/STRIKE]
• [STRIKE]grab running gear for run after work[/STRIKE]
• all meals from stores - soup out of freezer for lunch & chicken curry for dinner mmmmm
• [STRIKE]apply for halifax cc for while we are on holiday[/STRIKE]
• see if I can order a travel guide for thailand from the library
• check onepoll
• do some studying

* transfer funds into different savings *pots*

ok that'll do me! Have a great day everyone x

carrielovesfanta

Morning all! thanks to kjp for starting off this morning.

bt - did your phone come back to life?

I get paid tomorrow but I got my payslip yesterday and it was exciting because my overtime came to slightly more than I thought. This means I can put the other £200 towards the holiday I am being forced to go on and I can make a nice juicy cc payment too, which is a good job as the car insurance has gone onto it (cheaper to put it on cc and pay that monthly than to pay the ins company monthly)

So today I must:

Check online banking to see if car ins payment is showing on the card yet

Check onepoll (only a pound to go!!)

Lunch from home again (doing very well since I have been posting on here)

Dinner from stores - possibly salmon?

Charge phone at work

Play with spreadsheet and plan payments tomorrow

Post letters that I didn't post yesterday and scan proof of no claims to send to new insurers.

More overtime.

Not so much today but tomorrow is going to be a long list!

Good luck all!

magni

Morning all:D

This morning I have:

emptied dish washer
put on a laundry wash
checked all banks
having a NSD
dinner from stores
going to bed after a nightshift (helps with the NSD:rotfl:)
overtime tonight:T

Have a great day xx

yorpington

Morning!

+ Check banking and cc
+ Payday! :j Can make some payments and update sig! Best day of the month :T
+ NSD, all food from stores
+ Trying Pilates tonight (free!)
+ Look up more free resources online for languages

Have a good day everyone

Karb

Morning everyone

Working away today, so meals are on expenses. Will go to Mr T's at lunchtime and buy as much as i can with my lunch allowance, then take most of it home for stores.

Other than that, its just the usual stuff for me,
Check banking
shuffle money from savings account to current account to cover bills
charge phones at work
make use of the hotel pool
Free tea/coffee/water at work
Hotel toiletries
Hopefully a NSD except for what I can get on expenses

little_pink_purse

morning

looks like its going to rain grr

today
wash on
meals from stores
hoover
check banking

iam back on nights just for 1

have a great day xxxx

ziggy2407

Good Morning All

Hope you all had great weekends, mine was a little manic.

kjp - thanks for starting us off
bt1 - glad that phone is ok

Today I will:

Check Banks - Done, not looking good
Check swapits - Done
Work (11.30-1.30) - Done
Chase friend (who owes me a lot of money and is now avoiding/ignoring me) - Sorted, turned up at work very abusive (just what I needed)
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (35.5lb off) - in progress
Read Library Book -
Quick tidy round - Done
Washing -
Ironing -
Comps -
Investigate money-making (have a few things I could sell)
More wallpapering - Done, all wallpapering finished

(Advice please: I have a cast iron table and two chairs, do you think £50 is too much to ask?)

Wishing you all a great day, catch you all later, love you all

C xx

bt1

determined_new_ms wrote: »

bt1 am v jelly re porsche party! How did u rangle that????

BF was invited! Not sure how- I think he had enquired about one!

carrielovesfanta wrote: »

bt - did your phone come back to life?

It did! :T 24 hours in a box of rice did the trick!!

bt1

bt1 wrote: »

Morning! And thanks for starting kjp- I also get excited when I get my payslip. But don't get paid until Friday so won't get mine til Thurs

Went out to the launch of the new Porsche last night (I can dream!), was a really good night! Free drink and food and a voucher to spend in the shop! So a free night for me and I managed a NSD

List for today:

- check bank done
- check cc's done
- PAD done
- lunch from home done
- drink lots of water done
- early night tonight as got home late and V tired now!!!
- another NSD so far so good!

Thread is quiet so thought I'd update!!

More todos for tonight:

- cook dinner - pukka pies and chips! Unhealthy but will taste amazing!
- 30mins tidying looking for things to sell
- rejigglng May budget
- catch up with tv
- watch a lecture and read though notes in bed
- continue not to spend anything!
- early night!