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a bailiff is coming today for a £10 debt

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  • sgtbush
    sgtbush Posts: 178 Forumite
    Herbie21 wrote: »
    I have the Bailiff Advice Online service and frankly, this problem is VERY common indeed and if of great concern.

    Firstly, as some people may know, when you have a court fine, the Magistrates Court do NOT send out statements and simply expect that the debtor keeps a note of payments made. There is NO OTHER creditor that I know of that has a system like this !!! It is nonsense.

    Secondly, there is NO telephone number where a debto can call to make enquiries concerning the balance left on an account and once again....there is NO OTHER creditor that this would apply to.

    Thirdly, although there is a blance of £10, surely there should be a system in place to STOP small balances such as this being sent to outside debt collection company in particular given, that HMCS are very much aware that they have agreed in the contracts with these companies that they can charge an admin fee of £85 followed by an "attendance fee" of £210. It is clear that these fees are WHOLLY DISPROPORTINATE to the amount of the debt.
    i agree with what herbie says tho-- it is a bit harsh on a 10 quid debt

    the OP can phone the courts to enquire about whats happened as in get more info, just the courts wont accept payment now its been handed over to the bailiffs
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