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Which mortgage companies only deal direct?

englandcrew
englandcrew Posts: 155 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Mortgages & endowments
Hi,

Im just looking at various mortgages online for comparison.

Does anybody know the list of companies which only deal direct?
«1

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Of the majors. HSBC/First Direct
  • englandcrew
    englandcrew Posts: 155 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks for the reply. I have read many things about the service offered by HSBC, what are First Direct like? Any experiences?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    englandcrew wrote: »
    Thanks for the reply. I have read many things about the service offered by HSBC, what are First Direct like? Any experiences?

    First Direct is owned by HSBC.
  • englandcrew
    englandcrew Posts: 155 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thrugelmir wrote: »
    First Direct is owned by HSBC.
    Didn't realise that, thanks. So I can expect similar services then (using countrywide)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    englandcrew wrote: »
    Didn't realise that, thanks. So I can expect similar services then (using countrywide)

    Not sure that First Direct impose same conditions currently.

    Once bedded in though bound to switch .
  • ACG
    ACG Posts: 24,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Post office and Co op are also 2 who only deal direct.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • englandcrew
    englandcrew Posts: 155 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    ACG wrote: »
    Post office and Co op are also 2 who only deal direct.
    Any experience about their customer service and lending criteria (strict?)
  • ACG
    ACG Posts: 24,972 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Post office declined me for a mortgage of my own about 9 months ago for a pretty petty reason - perfect credit history, affordability wise i easily met the criteria, so i wouldnt say they were the most lenient - theyre backed by AIB off memory.

    Co op i have no experience of at all so i cant comment one way or the other.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • destorius
    destorius Posts: 14 Forumite
    First Direct seem good to me- currently going through the process. As they said on the phone to me "we are part of the HSBC group but like to do things a little different". I really like the fact there is unlimited overpayments allowed too!
  • destorius
    destorius Posts: 14 Forumite
    Thrugelmir wrote: »
    Not sure that First Direct impose same conditions currently.

    Once bedded in though bound to switch .

    Are you basing this on any fact?
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