Applying for a loan whilst in overdraft

gazid

chesky369 wrote: »

What's your estimated annual income - after normal business expenses (i.e. what you have to live on).

Really not pretty at all: Around 15,000 - 17,000 after rent and utilities which I include because I work from home.

I have rarely missed a repayment on my credit cards but I am tired of just paying the interest and getting nowhere.
Even if the bank offer me 11-15% over 4 years, I am still much better off.