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opt-out of serps or back in
bomber2
Posts: 352 Forumite
I Started A Pruduntial Private Pension In 1988 Aged 21,at The Time I Was Advised To Opt-out Of Serps Which I Did.i Carried On Paying £45-£65 A Month Until About 2 Years Ago When I Froze It.now I Have Received A Letter Advising Me That The Best Thing To Do Is Opt Back In To Serps.i Plan To Retire Early So What Would The Best Way To Go,can Anybody Help As Iam Confused.
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Comments
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Early retirement suits contracting out rather than contracting in.
However, your investment choice suits contracting in rather than contracting out.
Your current age suggests contracting in.
Your attitude to legislative risk is not known so cant comment there.
Your income is not known so cant comment there.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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