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should i reply or ignore this letter from Link?

singledaddy
singledaddy Posts: 601 Forumite
500 Posts
edited 19 April 2012 at 10:55AM in Debt-free wannabe
about 6 months ago Link Financial contacted me chasing a debt from about 8 or 9 years ago.
I checked and found that this debt is statute barred.
I told them that i acknowledge no debt to them and that any such debt would now be statute barred.
I heard nothing from them until today.
They have written to me today saying that i made several payments in 2006 and a couple in 2007 and as such the debt is not statute barred.
There is no way i made any such payments.
It is obvious lies from them. Should i bother replying or just ignore their letter.
thanks in advance
find a deal....pass it on :beer:
«1

Comments

  • nottoolate
    nottoolate Posts: 1,359 Forumite
    thought you already challanged this?

    https://forums.moneysavingexpert.com/discussion/3813523
  • yes, and they have started writing again.
    thats why im asking if i should just ignore them this time
    find a deal....pass it on :beer:
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    either ignore

    or tell them to provide proof that you made these payments. tell them that you want the proof they will take to court as you are prepared to challenge their made up payments there if neccessary. making up false payments would beach CPTUR 2008. would be against oft guidlines. and could even be fraud

    they must know they are making them up so just chancing their arm really
  • i think i will ignore it for now on. anyone else got any advise?
    find a deal....pass it on :beer:
  • david39
    david39 Posts: 1,968 Forumite
    Not wishing to pry into your past personal life but is there a chance that singlemummy might have made some repayments at the time they are claiming?
  • singledaddy
    singledaddy Posts: 601 Forumite
    500 Posts
    no, she died in 2002. thats why im a singledaddy
    find a deal....pass it on :beer:
  • singledaddy
    singledaddy Posts: 601 Forumite
    500 Posts
    edited 19 April 2012 at 3:50PM
  • mo1_2
    mo1_2 Posts: 350 Forumite
    they are just trying to scare you,ignore them and if they ring you dont answer there security questions,just tell them u will only communicate via post if they ring,they will go away
  • Lost2
    Lost2 Posts: 15,638 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to read of you sad loss singledaddy..

    I would put any letters from them in file 13 (the bin)
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
  • singledaddy
    singledaddy Posts: 601 Forumite
    500 Posts
    ive binned it. will see if any more arrive.
    find a deal....pass it on :beer:
This discussion has been closed.
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