Employer asked me to be signatory - help!

fraggle775

Hi all ..... new to the board :hello:

I am a discharged bankrupt (5 years and counting). My current employer has asked me to be a signatory on the bank account and sent left the forms in my tray to sign :-/ I REALLY don't want them to know that I have been made bankrupt, as I look after their finances!! HELP!

I'm assuming the bank will do some sort of check and discover that I am one of the bad guys Do I avoid filling in the papers (if so, how), or do I await the inevitable and hope the bank don't tell them why.

Any thoughts?

Owain_Moneysaver

Just say you don't want to.

Unless it's part of your job then you'd be perfectly justified in refusing the responsibility. If you work in accounts it might be part of your job.

Have you considered your boss might already know you're a discharged bankrupt, and the bank won't really care who signs the cheques as long as the account holder has authorised it?

tigerfeet2006

When di you go BR?

mysterio_2

tigerfeet2006 wrote: »

When di you go BR?

discharged 5yrs

tigerfeet2006

Yep! I read that. Was just trying to assertain whether the OP meant actually five years or whether it was a some months either way.

If you have been discharged five years OP then the BR should have dropped off your credit file. It stays on six years from the date of BR.

It may be an idea to check your credit files as per the sticky and make sure everything is as it should be.

fraggle775

tigerfeet2006 wrote: »

Yep! I read that. Was just trying to assertain whether the OP meant actually five years or whether it was a some months either way.

If you have been discharged five years OP then the BR should have dropped off your credit file. It stays on six years from the date of BR.

It may be an idea to check your credit files as per the sticky and make sure everything is as it should be.

Hi,

Thank you all for your advice. I was discharged in September of 2007, but my discharge came through early (unlike the usual 1 year). The bankruptcy was in May 2007, so I still have to make it until May 2013.

Do you know if they will actually not allow me to be a signatory, or whether they will just ask for more information? I have two business bank accounts with NatWest - they just wanted evidence of the discharge. I'm thinking that if they are not going to let me sign anyway, I might as well avoid it!