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Sole loan/joint current account

Leaf
Leaf Posts: 86 Forumite
Mixed question, actually. My husband has the loan. The loan repayments come from our joint account. The payment for the loan , and subsequent problems incurring interest, come from the joint current account. Does this have an effect on reclaiming charges incurred when the two mix during loan repayment and charges are levied?
Many thanks
:j Proud to be dealing with my debts:j
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