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Payday loans noooo! Please help!

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  • ident
    ident Posts: 48 Forumite
    Am i the only One ever not to get any interest on pay day loans? I find them amusing. They cant actually do much other then email you. I have 4 i stupidly got a few years ago and all remain the same.
  • ident
    ident Posts: 48 Forumite
    cancel your bank card and ignore them. let them shout as much as they like
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I would really look at stepchange thread as they can help and advice.

    What I did with my debts, (credit cards, loans, catalogues, store cards, overdraft), was open a new bank account then got all me direct debits I wanted across to the new one, cancelling all at old bank.

    Notified all my creditors that I was in financial difficulty and that I was dealing with stepchange.

    I know that payday loans differ in terms of repayment at the start, but please seek advice, xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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