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Applying for Mortgage
tedglen
Posts: 39 Forumite
When i apply for a mortgage, will it ask for all my address in past three years and the time frames.
i lived with my parents up until June last year, then i purhcased house, but continued to live with parents until November when i moved in, Now i have moved back with parents while my house sell.
Is this going to be hard to explain for a mortgage application, will dates i moved have to be accurate.
Also i never changed my bank address from parents house, did not get round to it. will this matter for credit score etc ?
i lived with my parents up until June last year, then i purhcased house, but continued to live with parents until November when i moved in, Now i have moved back with parents while my house sell.
Is this going to be hard to explain for a mortgage application, will dates i moved have to be accurate.
Also i never changed my bank address from parents house, did not get round to it. will this matter for credit score etc ?
0
Comments
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can anyone help ?0
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They will ask yes.
You dont have to explain, just answer the questions. It will ask where you lived, dates and whether you rented, owned, lived with friends/family etc.
Answer the questions, if it comes back declined because of that i would be surprised.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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