The Jupiter Merlin range

Nine_Lives

This has been recommended a few times & is one my brother begun with.

He started in Feb & when looking it'd be up, then down, but staying fairly constant.
The past few times it's been constant - a constant down.

Now, can i just point out before the knee-jerk replies come in ........... nobody is panicking. I know there's no massive dips, nothing alarming.

I'm not as investment savvy as some of you, so what i'm asking is - what is happening in the real world (& not just some figures on a screen) that is resulting in this?

Again, there is no panicking, so don't reply with "don't panic". There's no fretting over a very small loss - the investment is long term. It's just a case of wondering what is happening in the real world, that-is-all.

It's the balanced acc fund he has to be more specific.

dunstonh

Which Jupiter Merlin fund?

Most of their funds have a good track record and have turned in above benchmark returns consistently over the long term. I think there is better available nowadays if you are looking for a portfolio fund but not many (and investing is about opinion and people may have different opinions about quality in their eyes)

The issue is he started in February and knows the investment will go down as well as up. The fund is capable of a 30% loss as a rough guide (or more depending in severe times if you measure top to bottom). We have had a small decline recently of under 5%. So, if that is worrying you then you either havent got the hang of investing yet and/or you are looking above your risk profile.

Investments WILL go down as well as up. Risk warnings exist because the risks you are warned about will at some point happen. When you invest in the markets you expect there to be at least one severe market crash every 5 years and a number of smaller corrections. It could happen two months after you invest or it could happen 2 years or you may get lucky and be in and out and miss any severe crash or correction. If you cant handle that then dont invest in it.

jem16

K_P83 wrote: »

what is happening in the real world (& not just some figures on a screen) that is resulting in this?

Only one "expert's" opinion but might help.

Markets continue to wobble.

Nine_Lives

dunstonh -

It's the balanced acc fund he has to be more specific.

As said, there's no worry, or concern or any of that. Just wondering what is going on in the "real world" was all. I don't read any financial times papers or any of that so don't know how real world events impact on particular funds, so just wondered what was "going on in the world today" to be the cause.

fiesta04

K_P83 wrote: »

dunstonh -


As said, there's no worry, or concern or any of that. Just wondering what is going on in the "real world" was all. I don't read any financial times papers or any of that so don't know how real world events impact on particular funds, so just wondered what was "going on in the world today" to be the cause.

BUT I thought YOU advised him!!!

srcandas

K_P83 wrote: »

Just wondering what is going on in the "real world"

My list of worldly things (that might impact my investment thoughts) in order of importance that I watch at the moment in the real world (not sure I'm too worried about other sorts of worlds ) are:

Spain going officially bust followed by massive civil unrest. The latest worry is the government there making protests illegal.
Disruption to the oil supply (Middle East issues, Iran, Saudi).
China getting it wrong and their economy going backwards - but I think they are largely doing a good job.

And things that are happening that I like (but related news might impact markets):

The US economy is getting better and Obama will walk the election IMHO (thus stability)
The time that has allowed entities to either factor in the Euro problem or lessen their exposure to it.
Asia countries (other than China or Japan) making progress and creating new markets.

These things of course are raised in often not fact based announcements and the markets over react. Thus you get magnified lows and highs. And that leads to a buying or selling opportunity and that is what makes it fun - if you hold your nerve.

Just my personal amateur perspective on things of course :beer:

Nine_Lives

fiesta04 wrote: »

BUT I thought YOU advised him!!!

I'm lost as to how this helps or has anything whatsoever to do with my question.