Help.FTB confused on Mortgage one off payments

obone

I will be a first time buyer and I am a bit confused on all the additional payments I will have to make. Can someone please shed some light or a list please.
Am I right that when applying for a mortgage I will have to pay
1) Stamp duty
2) Lender mortgage fee
3) Lenders valuation fee
4) Solicitors fee
5) If i use a free fee broker and the lender pays the broker a procuration fee from 0.3% to 0.5% of the mortgage value. Where does the lender get this money from to pay the broker? Is it me?
6) Land registry (is this included is the Solicitors fee.If so how much will this be?)
7) Home buyers survey ( I have been living at this property since it was new so i know it inside out. Do i still need to do this survey)
I know they will be other monthly cost as well so not worried about that but have i missed anything out and how much is all this likely to cost on a house valued at 230k with a 75k dis and a 20k deposit . Yes RTB but please don't hate. I will seek advice but this site seems quite helpful but can be confusing at times. Maybe because i am new to all this. Thanks.

betmunch

1. On completion
2. Depends on what is says on the KFI, but usually on application, or have it added to the loan.
3. On application
4. Whe your solicitor asks
5. Lenders generally have lots of money floating about, I would suggest its from some kind of business procurement budget
6. Your solicitor will tell you this
7. Up to you

skinnyman9000

Stamp duty is on completion
Lenders will usually require an booking fee upfront
A valuation fee for the property
An arrangement fee that is usually added to the mortgage amount
Then solicitors fees will be around £1000 in total. This will include a land registry fee of £200

The standard valuation fee is around £250, and is basically for the lenders benefit. You can get a home buyers survey for an extra £150-£200, for this you will get a detailed 12-20 page report about the property and it's overall condition.

There are alot of fees to consider, and it starts to get scary when it all starts to filter out your account.