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accepted mortgage :)

lee_w
lee_w Posts: 60 Forumite
in Mortgages & endowments
just got off the phone with santander after 2 hours going through are application and they have accepted us, all the require now is bank statements to prove income.

is there much that can wrong now as i am still worried

many thanks :)

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lee_w wrote: »
    all the require now is bank statements to prove income.

    Will also show spending habits.
  • lee_w
    lee_w Posts: 60 Forumite
    Sorry i ment pay slips not bank statements
  • MiniSis
    MiniSis Posts: 93 Forumite
    They've had my documents for 2 weeks and keep asking for more or won't accept what I provided etc etc.... I'm stressing!
  • lee_w
    lee_w Posts: 60 Forumite
    MiniSis wrote: »
    They've had my documents for 2 weeks and keep asking for more or won't accept what I provided etc etc.... I'm stressing!

    do you bank with them? i do so don't know if thats a benefit or not. i'm debt free with no credt cards/loans/finance ect so dont know what else they could ask me for

    i'm putting down 15% deposit but didnt ask me for proof, suppose they still could.

    im just worried something will crop up and it all fall through
  • betmunch
    betmunch Posts: 3,126 Forumite
    MiniSis wrote: »
    They've had my documents for 2 weeks and keep asking for more or won't accept what I provided etc etc.... I'm stressing!

    Standard stuff with Abbey, just keep sending it with a smile and keep your fingers crossed
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • betmunch
    betmunch Posts: 3,126 Forumite
    lee_w wrote: »
    do you bank with them? i do so don't know if thats a benefit or not. i'm debt free with no credt cards/loans/finance ect so dont know what else they could ask me for

    i'm putting down 15% deposit but didnt ask me for proof, suppose they still could.

    im just worried something will crop up and it all fall through

    Are you worrying about something specific? Or general worrying?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • lee_w
    lee_w Posts: 60 Forumite
    betmunch wrote: »
    Are you worrying about something specific? Or general worrying?

    just in general really, credit is perfect so nothing to creep out from the woodwork. everything just seems to have gone way to smooth so far but maybe i'm just worrying about nothing and all will be fine
  • betmunch
    betmunch Posts: 3,126 Forumite
    if its worrying about nothing then MAN UP!!!!!

    Its just possible things are going smoothly BECAUSE your credit is perfect.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
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