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Abbey being Anal! FTB help
Comments
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Which leads to part of my initial query, if I use deposit money to pay off the CC I will need to borrow £3k more on the mortgage which I don't think I would get. As I know affordability is wht they are checking out for me as its tight in their eyes.
That's entirely down to an individual underwriters decision. Who will consider this in the context of your overall application.
Reduce your offer on the property is another option.0 -
Thanks for replying
reducing the offer is not really an option. The offer accepted is 10k below asking price and I initially offered lower which was refused.
It's not the end of the world as I would most likely be able to get the missing 3k via family (not ideal) but they won't give me it now to pay off the CC!
Cheers for the advice though just a waiting game! 0
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