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Halifax current account reports to ?

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I've had my Halifax current account for about 18 years....think they called it the MAXIM account when I got it.

Does anyone know what credit agency it reports to ?

I've just had my printout from equifax and it's not on there...
Also I don't get any offers from the online service regarding credit cards etc..

Any help

Darren

Comments

  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    They report to all 3 agencies, but yours probably won't show because its such an old account. Accounts opened before 2000, generally weren't reported to CRAs
    Debt free and staying that way! :beer:
  • So is this a good thing ?

    I'll assume they must have credit checked me at some stage as I have a 500 pounds overdraft.

    Was considering switching to the reward account and get a fiver a month credit...

    Darren
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Depends really, because if apply for credit elsewhere, it will look like you don't have a bank account, as its not on your credit files, although on the other hand, being a longstanding customer of Halifax, would mean that your internal credit score with them should be pretty good. The Reward account is a good account, I have one myself, and if you give them a ring, they should be able to change your existing account, without you having to apply for a new one.
    Debt free and staying that way! :beer:
  • Would they transfer the account with no issues...

    I.e. account number and sort code remain the same so that direct debits aren't affected,..and salary credit

    Also debit card etc....and overdraft

    Darren
  • Would they transfer the account with no issues...

    I.e. account number and sort code remain the same so that direct debits aren't affected,..and salary credit

    Also debit card etc....and overdraft

    Darren
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Yes, there shouldnt be a problem doing that
    Debt free and staying that way! :beer:
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