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oceanbee

I have a mortgage with Kessington for £100k with my £80k as down payment, i had to take this mortgage as my ex left me with huge debts, well i have never missed a payment of this mortgage in two years but my rate is about to go up.

Can i change this how do i change it and who will lend me money with my old record.

I dont understand i pay £730 a month at the moment which will go up to £800.

:mad:

Comments

  • mhay_3
    mhay_3 Posts: 72 Forumite
    if youu havent missed a payment, there is a good chance you could now move to a mainstream lender.

    are you currently tied into the mortgage?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • oceanbee
    oceanbee Posts: 20 Forumite
    i can move as from June but am un-sure with my credit history who to try. I have never missed any payments for my house.
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