We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

New Start - Tried before but this time I am Determined

13»

Comments

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    And a big well done from me too :T
  • Hi Blaine,

    Your doing really well and are very motivated. I too got into debt at 18 and have been in debt for all of my 20's. I turn 30 in September and thought I really want to be debt free in my 30's and i'm well on my way.

    Well done on saving £350 from lasts months pay that's brilliant :T
    Happy to be sorting out my debts.
    Debt Free by December 2012
    £8,606/£15,000 = 57% (£6,394 to go) :j
    PAD since 1st May 12 = £793.79 :D
    PPI Reclaim Total: £2,297.22 :T
  • Blaine
    Blaine Posts: 42 Forumite
    Thought I had better update this as I have not been on for a while. The last time I was on this is what I owed

    Gap Cover £319.88
    Parts account at work - £0 - PAID OFF
    Personal account at work - £461.78
    Littlewoods - £911.00
    Mam - £1186.00
    Black Horse car finance - £11323.64
    Natwest Loan - £12199.51

    Total Debt - £26401.81

    That was in April this year.

    Now things have not gone the way I planned over the past few months and I am now determined to get back on it. So this is my new totals that I owe.

    Gap Cover £232.64
    Parts account at work - £0 - PAID OFF
    Personal account at work - £530.48
    Littlewoods - £300
    Mam - £1360.94
    Black Horse car finance - £10239.18
    Natwest Loan - £11521.92

    Total Debt - £24185.16

    The amount has came down but not as much as I would like ideally. So Back on it from today. I will try and do a daily update of what I have or haven't spent if it's not going to bore you all haha.
  • Blaine
    Blaine Posts: 42 Forumite
    Off to a good start today. Never bought anything from the cafe at work, usually a very hard thing to resist! Need to keep it up though and that will be the difficult thing to resist all of them chocolates haha.

    I did need to put some fuel in the car today so I have spent the grand total of £10!

    That fuel will probably last me at least a week so I guess it is not to bad. I am trying to think of ways to improve my career prospects at the minute but everything is so expensive.

    Will update again tomorrow. Sorry if I bore anybody.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.