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mortage review halifax

got a halifax mortage review in 10 days time my fixed term period finishes in july so i am wondering what would be the best deal and option then ? should i go for another fixed term rate ?
got a repayment endowment vehicle with royal london which seems to be on track to repay in full in 2017 ( yes dont ask how i first got it family advise )

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    No idea - for starters you haven't given figures, secondly we know nothing about your preferences or needs.
    Why are you limiting yourself to Halifax?
  • ACG
    ACG Posts: 24,746 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    As Andy says you have given us no information about what you currently have or the balance outstanding/value etc.

    However, why are you limiting your mortgage review to halifax? You might find better options elsewhere either doing the research yourself or using a mortgage advisor.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • brandytoots
    brandytoots Posts: 16 Forumite
    yeah ok we owe £33,000 which runs until sept 2017 i have a RL REPAYMENT endowment policy which seemsto be on track to pay off balance then
    never sure who u are texting to these days!!
    would i be better off with a tracker mortage or fixed or any other ideas ?
  • ACG
    ACG Posts: 24,746 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    That depends on you.
    If you like the certainty then a fixed mortgage would do the job. If your prepared to take a little risk then a tracker could save you money but there is a (slim) chance rates could rise and it could cost you more.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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