We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Stuck in a rut

Broken_hearted
Broken_hearted Posts: 9,553 Forumite
in Debt-free wannabe
Nothing wrong but I'm getting stressed and upset as the debt hasn't budged at all this year. It seems to come in then go back out again without doing much. I'm meeting all the min payments and thats about it. My loan has gone up three times since december and worst thing is it was at 18% to start with.
Barclaycard 3800

Nothing to do but hibernate till spring

Comments

  • joeblack066
    joeblack066 Posts: 1,757 Forumite
    Must be a day for it BH, I feel Cr*p too.................! Here's a big ***HUG*** for you, focus on the positives and with a bit of positive thinking we'll get there!
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Poor you - hope you feel better soon - big hugs to you.

    You're doing well on the Olympic Challenge so that's something to feel positive about.

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Thanks I think it must be the weather bring us down. It's rained all day. Still spring starts soon, then easter and all that chocolate. YUM
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    ooh and of course, any chocolate you eat on Easter sunday is calorie free, especially if eaten in one go! :D
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • beanielou
    beanielou Posts: 99,019 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    As someone said must be the day for it...........
    Life is pants sometimes.
    At least its not gone up BH & you've lost weight-cool.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Life is pretty !!!!!! for me at the moment as well. Had a really good and promising week last week, but this week has gone downhill big time. Well its the start of a new month tomorrow so lets all have positive thoughts for March, we are all going to well this coming month.

    Big hugs to everyone
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    I am having a cr*p week too! I slept very badly on Sunday night (only about 2 hours) so very tired on Monday and yesterday, then today I have had splitting headache all day! Roll on Saturday!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Crown
    Crown Posts: 1,377 Forumite
    I too have had a terrible day... yes it must be something in air. Nothing but hassle at work and the normal sress of the debt caused a family argument.

    I guess we should all just look forward and remember that we are on the correct path to Debt Freeness.

    No one said it was going to to be a enjoyable journey but once we reach our destination it will all be worth it :)
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture