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Best 5 year fixed mortgage
SPOTLAND1
Posts: 1 Newbie
Dear Money Users,
After a bit of homework I recently found the best 5 year fixed mortgage available from my current lender Britannia.
The fix being 3.35 % over 5 years for 75% LTV. Can't find a similiar or better deal elsewhere in the market.
Now although there are some high fees associated with this product a quick and easy way round this is to move your Banking to "smile" one of the bank accounts run by the co-operative bank and the fees are reduced to £0.
Smile is also viewed as quite a decent bank account as well.
There may be simialr 5 year fixes available using the co-operative bank direct but Britannia and co-op are basically part of a much bigger cooperative now so I personally didn't need to switch to get the deal.
Hope this is of help and a top saving tip for money savy members.
After a bit of homework I recently found the best 5 year fixed mortgage available from my current lender Britannia.
The fix being 3.35 % over 5 years for 75% LTV. Can't find a similiar or better deal elsewhere in the market.
Now although there are some high fees associated with this product a quick and easy way round this is to move your Banking to "smile" one of the bank accounts run by the co-operative bank and the fees are reduced to £0.
Smile is also viewed as quite a decent bank account as well.
There may be simialr 5 year fixes available using the co-operative bank direct but Britannia and co-op are basically part of a much bigger cooperative now so I personally didn't need to switch to get the deal.
Hope this is of help and a top saving tip for money savy members.
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