We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HSBC Mortgage

Against most the HSBC mortgage threads on this forum I would like to say that I have just moved into my new property after applying for my HSBC mortgage at the start of March. (Mortgage completed today).

I used my own solicitor (which I had to pay a small fee to HSBC to do) and they used Warners in Edinburgh to carry out there conveyancing (property is in Scotland) who were passed my mortgage only 2 weeks ago.

Overall very happy with the service received at HSBC.
:beer:

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Thanks Mr HSBC...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    I've been eith HSBC for just over two years, switching to their lifetime tracker in Feb when my 2 year discount ended.

    I can't fault them and we certainly had some complications when I was trying to make the purchase.

    (I am not Mrs HSBC - just a genuine, contented customer).
  • phil_b_2
    phil_b_2 Posts: 995 Forumite
    I can echo the positive experiences too. Completed a couple of weeks ago with a HSBC mortgage. No problems at all.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Its good to hear there are some positive experiences out there, as I have lost absolute faith in there underwriting..

    And the conveyancing is a whole new ball game...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dave_Ham wrote: »
    Its good to hear there are some positive experiences out there, as I have lost absolute faith in there underwriting..

    Do you place business with them?
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    And there you were trying to be clever...

    I used to recommend them when appropriate on an "independent basis" although to be honest given the lack of clarity around their criteria and there flagrant abuse of their conveyancing position I have done this less often, unless the client is already within the HSBC group and is best advice.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.