Anyone with a 25 year endowment which matured recently ?

silvercar

eldy123 said:

dunstonh said:

I've calculated that return has averaged 3.3% over last 33 years and if kept till maturity will be valued around 64k

Does that include the final bonus accrued to date or just the annual bonuses?
Is yours a mortgage endowment or a savings endowment?  (they were structured differently and not comparable).
Are you basing on the current value or the surrender value?

Its not related to Mortgage, so would say its a Saving Endowment

36k is Total Current Value and "what you'd get if you cashed in your plan" according to the statement. This is comprised of "Current Value" at 27k and Final Bonus of 9k.

So If £50 is carried on being paid monthly for next 12 years then assuming 3.3% growth would be around 64k. Statement says that at 4.5% mid investment growth the plan will be worth 64k at maturity.

"Bonus added to your plan" is 13k so far. Sum Assured is 25k, and "minimum amount we'll pay at maturity" is 38k

Another option maybe to make it "paid up" ie you leave the funds invested but don't add any more money to it.