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A big thanks to posts 2,3,4 that has really helped my understanding of the situation. I can see it not really cut and dried as I see it.
My next step is to see what the repayments are and what the tax relief is on it.Grocery challenge year budget €3K Jan €190 Feb €225 Mar €313 Apr €202 May €224 June €329 July €518 Aug €231Sep €389 Oct €314 Nov €358 Dec €335 Total spent €3628
2021Frugal living challenge year budget €12.250 Total spent €15.678
Jan €438 Feb €1200 Mar €508 Apr €799 May €1122 June €1595 July €835 Aug €480 Sep €957 Oct €993 Nov €909 Dec €26980
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