Help - proving that I was mis-sold

denise2k68

We were sold an endownment back in September 1990 from a branch of the Halifax. I have complained to the Halifax and they replied saying it wasn't them and that they have passed it on to Standard Life. Standard Life replied saying it was sold by an Independant Financial Advisor and they have passed the details on to them. :mad: I only spoke to one person in the Halifax when I was sold the endowment. We were first time buyers and very unsure of what was best to do. We were told that an endownment was the best thing to do.

The independant financial advisor has sent us a questionnaire to complete asking to supply the name of the person who sold us the endowment. I have searched all the paper work to see, but there is nothing giving anyones name. They also ask if we can provide any documentation that relates to the advice. All I have got is the policy and statements saying that my policy will not pay out. I know I was definately told that the mortgage would be paid off once the endownment matures, plus a little extra for a nice holiday!

Can anyone advise?

Many thanks.

financial_unadviser

Providing the name of the person who sold you the endowment does not make that much difference . Don't worry too much about providing documents from the time of the sale either, the firm may use these against you as evidence that you were aware of the risks at the time of the sale (if there was such evidence contained on the docs).