Tuesday 3rd April - What Small DFW Things Will You Do Today??

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning all!

Today I will:
Check banks
Check credit cards
Check TCB
2lts water
Food from stores
Log food with calorie counter
Horrible exam!
Bit of OU this evening
Send off HMRC form to claim back difference in mileage
Post test item
Wrap some birthday presents for a friend
Look into travel insurance, usually just go for cheapest but after having cause to use it a little while ago, and having an awful experience, will look into it a bit more!
Drive economically, have to go to to work then back on myself to college, so light right foot!
NSD maybe, need snacks for work but might do that on way to work in morning as will likely need petrol tomorrow....

Yargo1 - congrats on being debt free!!!
Perni - hope you got the response from the wedding venue you were waiting for!

Think that's it for the day, for now, have a great one!

Kxx

bt1

Morning again! thanks for starting kjp!

3 more days til the weekend!!

I did ok yesterday. Closed my credit card account!!! and only spent £2... Going for a NSD today!

List for today:
- check bank
- check credit cards
- lunch from home
- drink lots of water
- stay in at lunch
- study on train home (too tired now!)
- NSD
- Update my sig

X

determined_new_ms

Morning :wave: thanks for starting us off kjp, and good luck with the exam!

whoooo hooo its hump day already :j only 2 1/2 days for me of work until 5 1/2 off :beer:

Things to do today:

• checked banking & transferred rewards into savings account
• checked cc statement against stoozing savings
• all meals from stores - need to look at meal plan and take something out of freezer
• check onepoll
• going to a colleagues after work to pick some wild garlic (he lives out in the sticks)
• do a load of washing at 30 and hang up
• LSD going out with oh to see a band tonight but going to just have a couple of halfs

• slice & freeze loaf of bread made on Sunday

think that's it for me today - pretty lame list!

Candy0107

Hello All

Do you mind if I re-join you all ?? I have let things slip recently (work has taken too much of a priority) and I have to get back to my DFW ways.

I will come back with a list at lunchtime, but wanted to say hi

Candy xxx

Candy0107

Oh, just realised that I need to update my sig - will do that after work

Candy x

determined_new_ms

hi candy! Good to see you again x

Yargo1

Morning all
Thanks kjp - still been reading on the forum like a mad one reading how to try to start "saving" from now on... Hopefully will be able to get "into" saving as do not want to get back to the mess I was in again,

Today I will check banking, washing going on line - might/might not rain later.. And charge phone at work

Have a good day all xx

ziggy2407

Good Morning all

kjp - Thanks for starting us off, sending lots of good-luck vibes for exam
Candy - Hi, have missed you posting, you're always welcome here

Looking a bit overcast here today, late night and early morning - thanks kids, so today I'm going to try (very repititive but helping at the moment):

Check Banks - Done
Collect Prescription (have pre-payment card) - Done
Meals from stores - Mostly
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails - Done
Upload pics taken of babies - struggling with OH's new camera but I will persevere
Update food tracker (31lb off) - in progress
Read Library Book - Done
Quick tidy round - Done
Comps - Done a couple
Bake buns - Done and despite bickering boys decorated them

Wishing you all a great day, catch you all later, love you all

C xx

little_pink_purse

Morning Every one

woke up to snow today so no washing out today lol

todo today
check banking
meals from stores
wash on
study
ironing
visit mum and dad

determined_new_ms

OMG LPP!!! Where are you? Its lovely in kent...

euronorris

Morning All!

Didn't do much last night in the end, so list for today is:

- Check banking
- Lunch from stores
- Dinner from stores
- Washing
- Dish washing
- Fold and put away clean bed clothes
- Hoover rugs.....yes still
- Try not to catch colleague's cold!
- Pay for one of OH's Birthday pressies (it's not til August, but I found it last night and it's brill! Plus, buying now means spreading the cost!)
- Check Hotmail account to see if Experian have come back to me on query. If they can't provide what they've promised, then they can refund my money!!!

OK, I think that's it for now. Dinner will be scrambled eggs on toast (or strangled eggs, as OH likes to call them! lol). One because he has requested it, and two because there are 1 or 2 eggs which need eating before tomorrow! lol

Hope you're all having a good day.

Yargo - has it sunk in yet? Does it feel real? Being debt free must be amazing!!!

x