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Feeling awful!
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Please Ignore these "Score" values.
When working for a firm a few years ago we were trialing using the score that came off the system to see if they worked. Often they were true enough, but all too often I saw someone with a low score accepted and some high scores declined.
Often if you can prove your income and that you can actually pay off your debts and you are managing with previous debts and defaults, you can be accepted. But this may come down to how thorough the lender is.0
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