Monday 2nd April - What Small DFW Things Will You Do Today??

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning all!

Just experienced that terrifying 'will this double post' moment, so hopefully not!

Not quite ready and not quite raring to go yet for another week, but hey, it's a short one!

Today I will:
Check banks
Check credit cards
Check TCB
2lts water
Food from stores
Log food with calorie counter
Revise for exam
Print off HMRC form to claim back difference in mileage
Post test item
Wrap some birthday presents for a friend
Look into online glasses
Do some form of exercise this evening, slacking since I got a cold!
Look into travel insurance, usually just go for cheapest but after having cause to use it a little while ago, and having an awful experience, will look into it a bit more!


Think that's it for the day, for now, have a great one!

Kxx

bt1

Morning everyone! Thanks for starting kjp!

4 day week! I'm so tired this morning... But still managed to get on the early train!

List for today:

-check bank
-update spreadsheet with weekend spends
- check CC
- close account if payment has cleared!
- lunch from home
- drink lots of water
- bit of studying tonight
- early night!
- LSD - I'm starving a may get something cheap for brekkie on the way in

Hope u all have a good day!

X

Pernicious

Morning all,

Thanks for starting us KJP.

I didn't sleep very well last night, kept waking up so I feel shattered this morning but it's back to work I didn't do half the things I wanted to yesterday as these invitations are taking up more time than I thought to make! Getting there though...Should be finished tonight hopefully!

Today I will:-

• [strike]Food from stores[/strike]
• [strike]Make use of free water at work[/strike]
• [strike]Stay in for my lunchbreak to avoid spending[/strike]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Heating is off[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• [STRIKE]Dinner from meal plan[/STRIKE]
• Find CC bill that has mysteriously disappeared as it needs to be paid soon!
• Reply to Groupon email, tried to use voucher yesterday but it was trying to charge me over £50 still!
• Hope for a reply from venue in my favour...
• Chase up Amazon seller who has not sent new place cards or refunded me :mad:

Have a great, MSE day everyone x

Yargo1

Morning all
Very glad it's a two week run of 4 day working week - fab!

Will check banking and make sure all items paid that need to be

Have emailed wedding venue to confirm daytime numbers - chase response and also think of anything else I need to sort before big day

Hope everyone has a good day xx

brednall

Morning all

Today I have/will

• checked the bank - looks low but nothing major to spend now but no more paydays either :eek:
• try and keep spends to a minimum today - need milk as we get through it at a rate of knots here
• post some fleabay items 2nd class of course. Might pick up some more stamps too before the price rise
• no washing today - got it all done yesterday and line dried
• hope courier turns up to return shoes so DH can have his refund (although the company website says this can take 4-6 weeks!!)
• try and look after Mum as she is still really low
• try not to think about working again as no-one seems to think I need to only me
• try not to be tempted by all the lovely new cardmaking products on TV this morning. Must make some cards and pop them on fleabay to try and clear some of my stash
• find time for a bit of cross stitching later
• off to the solicitors later to sign our wills - more cash in their pockets again
• try not to visit the stitchy shop across from the solicitors - I really do not need any more stash

THink that's it for today. Have a good one everybody

Emma
x

Barbeduk

Morning all!

It's really cold here this morning, bit of a shock when I took the dog out! The little angels are off school so only working wed and thurs this week but thankfully friends are helping out with childcare.

Kjp, have you tried round your independent opticians for glasses? Ours are really competitive and one has lastyear's sunglasses half price at the moment.

Today I will:

• Post fleabay parcel.
• Check the bank account.
• Not spend any money on entertaining the kids, it's a walk by the river planned for today!
• Meals from stores.
• Try and sneakily declutter a few things.
• Go to sm to get rolls for tomorrow's big picnic. Fingers crossed for the weather!
• No washing to do but massive pile of ironing.:eek:
  [LIST/]
  
  Have a good Monday all.:D
  
  Darn it, what happened to my list! sorry folks, can't type it out again, got chores to do!

wannabee_in_credit

Morning all.
First day of hols so I fully intend to make the most of it... even if the nice weather has decided to hide and leave us with the threat of snow tonight and tomorrow. There's lots for me to do so I need to pull myself round and make a start.

check bank account (was short paid this month for my day off on strike last November - they took their time)
transferred my birthday money into savings account
check for surveys
write a long list of things I need to get done over the hols
get the last few big wedding things sorted out (cake and flowers still looming large on my list)
buy a load of stamps ready for posting wedding invites before the prices go up.
try and convince OH to get a suit hired
flylady
stick with my diet

There's loads to do, but I'm also determined to stay up to date with this forum as I've really neglected it while I've been so busy.

Have a good day everyone.
x

yorpington

Happy Monday! I have Friday off for Easter so technically it's Tuesday already for me :j

+ Check banking
+ Angst over the fact that yet more 'pending' transactions have appeared on cc but never seem to make it the actual statement! :eek: I have sent them a secure message to query it.
+ NSD
+ Make stock from Sunday leftovers

Have to do some serious eating from the freezer this week & next, it's getting so full up!

determined_new_ms

Morning guys :wave: thanks for starting us off kjp! Wow so many of you guys getting married soon!!!

Ok am super late for work so thought in for a penny... :rotfl: quick list then off!

• checked banking - still low but if I can do a NSD marathon this month, should even out by the end of the month...
• NSD!
• lunch is lo potato & leek soup, lo stiry fry veg, fruit for snacks
• weighed myself and have lost a lb (have been doing the fiscal fast diet so just eating what we have in rather than buying food, as a consequence wine, chocolate & crisps have been off the menu )
• going to a singing group tonight
• will walk to the group to get some exercise for free :T
• will stop on the way home for a swim & a sauna
• dinner will be lo chicken made into a curry
• pay rent on stoozing cc & transfer funds into savings acc
• might pick up dd in lunch break....
• hope that I can book Thursday pm off for the jaunt with the girls :T

ok think that's me for today happy Monday guys and whoop whoop to tomorrow being hump day :beer:

brizzledfw

Hi all

No time to read this at the moment as running a bit late for work..:o but hi everyone and thanks for starting us off kjp

Today I will/have:

- done PADs and checked banking.. unfortunately not as good as I'd like but better than last month and I have been PADing so much on the BC I think it is below £2k:T Wish I could check..hmmm maybe I can via telephone. Will have to check
- hope for another good day on the panels. A record yesterday:T
- ask the girls for more eggs..3 eggs from 4 hens yesterday..another record at this time of year:T
- go for my CL check and then suspend my membership for a few months as its a lot for aftercare I rarely use and I can always resurrect it
- try for 3 NSDs this week. Should be OK as away for work so should be able to claim expenses for food etc
- using up food tonight that I cooked last night in the SC

Think thats it - have a great day everyone!

Brizzle

euronorris

Hello you lovely lot! I'm a bit short for time right now, so I'll be as quick as I can:

Over the weekend, I (we in some cases) did:

- Stripped the bed, washed the bedsheets, flipped the mattress, hoovered and cleaned under bed, and tightened the fixtures so it doesn't squeak everytime I turn over.
- Decluttered and cleaned the coffee table
- Washing up X 3
- Clothes washing X 3
- Cleaned and de-bugged (as in germs, we're not spies! lol) lightswitches, TV & ON/off switch, remote controls. Basically anything that we commonly touch frequently.
- Put clean clothes away
- Cooked from stores (mostly)
- NSD X 2 (only went out to English shop, and OH gave me money for that)

OK, and this morning so far:

- Sent email to request appt change, though it may be too late
- Chased work about goals, and mid-year meeting
- Put some more clothes away before leaving for work, and also put clean sheet in bedroom, ready to be folded and put away

For later, I plan to:

- Email those friends of mine, and see what they're up to/how they're getting on
- Have a look at Ebay pile and see if it's stuff that I can really sell
- Declutter sofa
- Food from stores
- Bring own lunch (all except apple - the apples i bought last week were either already nibbled at (by what I don't know! ICK!), or truly disgusting!)
- Dinner from stores
- HOOVER THE **** RUGS!!! (I wanted to do this yesterday, but also wanted to clean coffee table fist and then ran out of time).
- Be strong at work (well, I'll try - I make no promises)

OK, I hope everyone's well. I've not had time to catch up or read this thread in full. Hopefully I'll have time later.

Have a good day all!

x