Springing Into the April NSD Challenge

Igamogam

Declaring number 2.Cos I am not going anywhere today - a sort the house day:D

elfen

Going for 14 again.....and have captured NSD no 1

jaffacakegal

I'm gonna go for 16 NSDs this time please. Yesterday was NSD 1, direct debits today s skint again :rotfl:

JCG x

Keiss_21

Spendy day today, by DH, not me, but I count his spending too (well when he gets stuff for the house/family). It is cheaper for him to take my car to work and get it topped up, then do a L!dl shop on the way home, than for me to venture out.

I had great news earlier today: I got the job in the sewing machine shop!! :j It's only one day a week, but good to start with. I could be doing IT work for the chap as well as teaching sewing stuff, but that is in the future, and needs to be negotiated separately. So now I have three jobs (4 if you count my crafting !), nothing like keeping busy!! No chance of me getting bored then.

Need to get back to the sewing, lots to do still.

Have a good week everyone.

Nargleblast

Well done Keiss!

No sign of any NSDs yet, but am aiming to snare at least 2 this week if not more.

Rachel021967

Please can you put me down to 8

lilian1977

Hi

Please could you put me down for 10 NSDs?

I am declaring today as 1/10.

Thanks!

xx

Monkeynut

A going to jump into this challenge thing month, as I do often try to have NSDs since being on MSE, and I do like my challenges!
Am in love with the Make £10 a day challenge so will try this one so as to keep as much of all that extra money in my pocket as possible.

Will go for 8 please!

Haven't got around to following a thread yet, I usually lurk for a month or 2 before jumping into a challenge, so looking forward to seeing how everyone gets on.

I can start with declaring 1 today :j as I've made the most of the lovely free sunshine playing in the garden with the kids, and having an explore in the park.

chris81418

Hello everyone! :wave:

Thanks for this month's thread freeby! :T

I'd like to pledge my usual lucky 19 NSDs and 6 NSDs in-a-row please - thank you again freeby!

Unfortunately, I have a load of annual membership subcriptions to fork out for today, so today is a spendy day; however, I got off the mark yesterday, so I'm up to 1 NSD! :j

Good luck everyone catching NSDs this month!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!