Springing Into the April NSD Challenge

bottleofred

Good evening folks,

Just popping in to declare NSDs 8 & 9 for yesterday and today:beer:

kerri_gt

NSD # 6 in the bag today - mainly because I (again) didn't manage to leave my desk the whole day.Still, have lunch for work tomorrow, freezer is full and cupboards are ok so shouldn't really need to spend tomorrow either (fingers crossed). Also helping that I'm muchos skintos this month and budget is already at it's limit (2 weeks til pay day too :eek:)

emslovesmickey

NSD 7 today!

Allie_Ballie_Bee

NSD #3 today. Yipee :j

LittleMissHappy_2

Welcome to :


suzitiger - freeby with update the front page with your NSD target of 5 when she next updates Good luck and welcome back x



Heres todays round up


Keiss - well done for NSD 7 :j:j:j and 4 in a row :beer: Hope the trip to the dentist was short!

katy - well done for NSD 8 :j:j:j I wouldn’t start my ‘in a rows’ from scratch I would just extend your in a row score :D:D but think you should do what you think is best xxx

Iamarsi - well done for NSD 6 :j:j:j I found when I started walking everywhere that I was losing lbs while savings £££

donna - well done for NSD6 :j:j:j enjoy spending your M&S giftcard Sorry you are so busy but not much of the holidays left now

Igamogam - well done for NSD8 :j:j:j my high street s a bit like yours I never go shopping there

Modesty - well done for NSD 4 :j:j:j great going, keep it up

stripey - well done for NSD 6 :j:j:j great going, keep it up

LaFolie - well done for NSD 4 :j:j:j hope the bread lasts

Kittikins - well done for NSD 2 :j:j:j at last Fingers crossed you now get an influx of them!

ems - well done for NSD 7 :j:j:j keep up the roll

kerri - well done for NSD 6 :j:j:j red wine is not such a bad thing to be driven too - there is lots of research to say that it’s good for you (as is chocolate!)

freeby - well done for NSD 8 :j:j:j hope you got your NSD today

elfen - well done for NSD 5 :j:j:j great going, keep it up

JCG - well done for NSD 6 :j:j:j great going, keep it up

silvasava - well done for NSD 3 :j:j:j it always happens just when you think you have a bit of cushioning :mad: At least you are looking at the silver lining that you don’t have to raid another budget x

Nargle - well done for NSD 2 :j:j:j sounds like you had a manic Easter (freeby has the wet kipper on standby!)

red - well done for NSD 9 :j:j:j great going, keep it up

Allie - well done for NSD 3 :j:j:j great going, keep it up

I got NSD 9 :eek::cool::D:money::j:T Practically unheard of for me this early in the month! It is looking like I will be in double figures tomorrow!

SillyBlondie

I'm still on a roll and I don't want it to end!!! NSDs no 6 & 7 for yesterday and today please.

freebyfifty

Good Morning


I got NSD #9 yesterday :j (and another 4-in-a-row) I am on a roll :T No plans to spend anything today either.

Payday tomorrow - thank goodness. Not that there will be much left after the bills are paid but it's always nice to see it albeit fleetingly

Off to update the front page, Katy721 - I never start my in-a-row from scratch I just keep adding to it until I break it and I then start again.

Have a great Thursday everyone x x

Learning2Budget

NSD 6 declared for yesterday!

Keiss_21

LittleMissHappy wrote: »

Keiss - well done for NSD 7 :j:j:j and 4 in a row :beer: Hope the trip to the dentist was short!!

Actually it was over an hour...for just one filling!! Still, it looks good and feels much better now, so worth it in the end

Had my first day working in a sewing machine shop yesterday...and I sold a machine, so chuffed! Can't believe I am being paid to play with machines and talk to folk about sewing!! The bike payment went through yesterday, so got a few bits and pieces too.

Looks like it is NSD#8 today, really pleased, trying to get as many as I can before I go on holiday next week.

Have a great day everyone xx

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!