Springing Into the April NSD Challenge

freebyfifty

Good Morning,

This long weekend is racing by too fast. I hope everyone is having a lovely weekend and if you are working I hope it is not too hard.


Well done to everyone who captured another NSD


Beanielou – Lazy days are the best, well done for NSD #6. :j

Bottleofred – Well done for NSD #4. :j Thanks for your total, the first page will be all updated. If I am paying bills I don’t count them as a spend, that’s what we are here for after all.

Dragon – And you’re off...... well done for NSD #1. :j

Flying – I had a look at your cards, they are gorgeous. You are very clever. Well done for NSD #5. :T

Ifwishes – A brilliant NSD #4 for you. :T Well done.

Igamogam – Up to NSD #5. :j That’s brilliant, well done.

Itsapuzzle – NSD #3 for you. :T Welcome - I’ll add you to the front page.

LMH – A brilliant NSD #6 for you. :j Hope you had a lovely dinner with MIL and FIL.

Poohbear59 – NSD #5 Well done. :j Stay away from the supermarket, it will only part you from your cash. :mad:

SillyBlondie – Up to NSD #3. :T Well done you are doing brilliantly.

Stripeyjumpergirl – NSD #4 for you. :j Well done. I hope you’re having a lovely weekend too.

Wannabee_in_credit – Hooray for sneaky NSDs and well done for NSD #1 :T


And hello to
emlovesmickey – Sounds like you had a busy day and an excellent bargain on your glasses. :T

Marmiterulesok – Hope you managed to get your shopping and use your voucher. I’ve not had any vouchers for ages – must try harder.

Kerri gt – You had a lovely day :T and sometimes that’s worth losing an NSD for especially when catching up with friends as they are priceless.

freebyfifty

Well, I am still awaiting that elusive next NSD Hopefully it will be today. I must must must stop spending.


The first page is all updated and I think I have got everyone but as usual let me know if I have missed anything.


Happy Easter everyone

Igamogam

Claiming number 6 today. NSDs so much easier when I am on holiday :)And IMHO shops should be shut every Sunday - for no other reason than there are 6 other days in the week to shop and if you cant get yourself organised in those days then there is no hope:D

wannabee_in_credit

Morning all

I sneaked another nsd yesterday - resisted buying liquid gold, and conned OH into paying for a takeaway when we were out.
Surely today will be nsd too - there's nowhere open. But I'll not speak too soon just in case.

So I have nsd #2 now.

Happy Easter to all:easter_os:easter::easter::easter:


:EasterBun:EasterBun

KissyKissyKaren41

Number 4 for me today xas im showering and chilling all day no outy no spendy certainly dont need no choc lol... have a fab easter all xx

bottleofred

Good Morning folks and a happy Easter to you all,

Previously, I only counted NSDs as days when I didn't spend any cash and would never have considered paying debts as an NSD, so thanks to beanie, flying and freeby for providing me with this information:T. As I didn't spend any other money yesterday, I am therefore declaring NSD5 for yesterday:D.
I'd be fairly hopeful of another NSD for today, but will report back later.

Well done to everyone who gave up something and stayed on the lent wagon for the entire time. Kerri, I do hope you enjoy the chocolate:)

kerri_gt

Happy Easter everyone! Whoo, I did it, no choc for lent :j strange thing is, now I 'can' go back to eating it, I don't really fancy any, sure that will change though :rotfl:

:EasterBun:EasterBun:EasterBun:EasterBun

IF

Morning all

donna_dynamo

Hi all NSD 3 today. Not going anywhere today. Got lunch to cook and housework to do but more importantly got chocolate eggs to eat:j. Off work for the week so planning on clocking up alot more NSD's.

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!