my example of credit report

hadahardyear

HIya I am curious as to how my credit report looks to everyone. Have checked Equifax and its as follows.

12 active credit accounts, ie bank accounts, mobile contracts, catalogues, (green)

3 closed catalogue accounts showing with a green (s)

one red default that will drop off in August of this year
and one red default that will drop off in DEcember next year.

I have a lot of searches that, providing they last a year, will drop off next month and am on the electoral role.

Is there such a thing as too many credit accounts though, even if theyre showing as green?

HappyMJ

You can never have too many accounts. It sounds a lot like my credit report.

I have 11 accounts - 4 active CC's, 1 personal loan, 2 mobiles (both in default), 4 current account overdrafts of which 3 are Halifax reward accounts. I also have 10 dormant or closed credit card accounts.

Oh...and I forgot to send back the voter registration form so I am no longer on the electoral roll.

Sounds fine...well after the defaults go it'll be perfect.

021

Looks pretty reasonable to me, once those reds are gone anyway! :beer:

HappyMJ wrote: »

Oh...and I forgot to send back the voter registration form so I am no longer on the electoral roll.

Get back on!! You can do it right now, online at abourmyvote.co.uk