express Finance Loans

Has any one experienced this company or successfully taken out a loan with them? I have poor - bad credit and looking to take out a loan for a car and to pay off a small amount on credit cards. I have been approached by without doubt scam companies/brokers wanted up front fees already in the process of finding a lender. This company do not require a fee up front and seem fine and when I spoke to them OK. They have confirmed that they have found me a lender but need a guarantor (which I have) - the typical APR i have been advised is 24% (worst case)
Regards
Catherine

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    edited 27 March 2012 at 7:05PM
    Has any one experienced this company or successfully taken out a loan with them? I have poor - bad credit and looking to take out a loan for a car and to pay off a small amount on credit cards. I have been approached by without doubt scam companies/brokers wanted up front fees already in the process of finding a lender. This company do not require a fee up front and seem fine and when I spoke to them OK. They have confirmed that they have found me a lender but need a guarantor (which I have) - the typical APR i have been advised is 24% (worst case)
    Regards
    Catherine

    Not trying to be funny mate but as you say you have bad credit who in there right mind is going to lend you money especially when you say worst
    case scenario is 24%.
    Stay well clear mate!!!

    Try not to take this post the wrong way I am just saying how it is.
  • thank you for advice, its appreciated
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Why doesn't your guarantor get a loan with a better rate and give you the cash?

    You would both be better off
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