Tuesday 27th March - What small DFW things will you do today?!

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all,

Today I plan on not doing a whole lot as I am not feeling well, just staying up until it's time to call work & then off to bed I go again.

Today I will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Anxiously await reply from wedding venue[/STRIKE] An improvement, but no luck on the tables & chairs...

Have a great, MSE day everyone x

bt1

Morning!

Thanks for starting Perni! Sorry to hear your not well! Hope you feel better soon!

Today is the day before payday so will be a quiet one!

- check bank
- PAD
- lunch from home
- drink lots of water
- see if I can book Friday afternoon off work
- stay in at lunch
- little bit of studying again tonight

determined_new_ms

Morning :wave: thanks for starting us off perni. Hope u feel better soon and you get the response you are hoping for x

Another gorgeous day here :T overslept again today so going to be driving to work again instead of walking



Things I need to do (must check my list half way through the day to make sure I do everything!):

• [STRIKE]usual checked banking/ccs[/STRIKE]
• [STRIKE]all meals from stores[/STRIKE]
• [STRIKE]some form of leftovers for tea[/STRIKE]
• [STRIKE]pay remainder of holiday[/STRIKE] (didn't do this yesterday)
• [STRIKE]NSD[/STRIKE] :j
• [STRIKE]check onepoll[/STRIKE]
• [STRIKE]wrap up ebay sales[/STRIKE]
• [STRIKE]go for a walk in my lunch break[/STRIKE] went with my friend who I used to work with. Was lovely sun is shining & a good op to have a gosseep :T
• go for a run in the woods after work - take running kit to work with me! [STRIKE]cba but am about to go for a walk[/STRIKE]
• sew trousers tonight
• [STRIKE]visit dd after run[/STRIKE]
• continue searching for free things to do in the local area
• [STRIKE]call forgaing company and ask about course[/STRIKE] hurrah have booked a course for the end of April :j
• [STRIKE]call adult ed and ask to be put on the reserve list[/STRIKE] (left it too late to book...) on waiting list...
• booked spa day for Tues 10th April - use of spa facilities & manicure & pedicure (voucher bought in Nov off of lastminute flash sale)

Ok that seems enough for 1 day. Must try to get an early night tonight. The clocks going forward have really messed up my sleeping pattern! Have a lovely Tuesday everyone x

yorpington

Hi everyone

+ Check banking and credit card
+ I was going to register for my next OU module but they have moved the date :mad:
+ Keep an ear out for the insurance to phone me - put my claim in yesterday and we should definitely be covered, hooray! :j
+ Look for presents for a lot of family birthdays in April. I have kept the money back but it has to stretch! I did manage to get all the Easter eggs v. cheap in Sainsbo's last night :T
+ If I can't find presents, aim for a NSD

I think that's it. Have a lovely day everyone!

brizzledfw

Hi all and best of luck with all things wedding related Pern!

Today I will:

- make some PADs and check banking
- put WM on when panels are really powering
- do a 10 minute tidy boogie..( shameless lift from Mrs Flylady!) and see what happens..will make me feel better anyway
- basic dinner from stores. Pesto and pasta standby I think. Need to resurrect the planner but all meals have been from stores so that's Ok
- sort kids and childcare over hols..not done yet:eek: best plan and best MSE method is a 2 day Hol for them at the ILs;)
- hope for eggs from chooks..we are drowning in them here.. It's great!
- get a mortgage total..want to update my sig

Hope everyone has a lovely day:)

Brizzle

ziggy2407

Good Morning all

Perni - Thanks for starting us off and really hope you feel better soon - it may be a reaction to yesterdays very stressful day
Brizzle - What's POAYC?

Gorgeous here today so have already been for a very brisk walk round the block after taking little one to school, so today I'll try: (very repititive but helping at the moment)

Work (11.30-1.30) -
Homework with LO -
Check Banks -
Check Swapits -
Keep up to date with surveys -
Keep on top of emails -
Upload pics taken of babies -
Update food tracker (30.5lb off) - in progress
Read Library Book -
Quick tidy round - 20 mins on Yantra mat -
Comps -
Filing & Shredding
Washing - Last load in and will be line dried
Ironing -
Bake (?)
Knitting (?)
Ponder why my psoriasis has flared up
Ponder why Im bored
Pamper feet
Relax with OH and "Holby" -

Hope you all have a great day, catch you all later, love you all

C xx

Kerrypolka

Good morning! I was aiming for a NSD today but forgot my breakfast at home, and as I'm really grumpy when I haven't had breakfast I ended up buying a banana at Pret. But all is not lost! Today I am...

+ Having Covent Garden soup for lunch today (and tomorrow) - got them on a 2-for£3 offer and I only eat half a box for lunch, so 75p cost for lunch!
+ Not going out - I am staying at home this evening to do some...
+ ...freelancing, which for £10 an hour is a nice way to make a little extra income!
+ Looking into home contents insurance (can't believe we don't have this yet) and definitely buying today - through a cashback site and on American Express if possible for plane bonus points

Tebheag

Good Morning everyone
Hope you are all well
Today only doing a short list !
1. do few hours work around kids 2 hrts done so far thanks to bath and tv
2. take kids to park take my own drinks etc
3. call friend see if see has done my trousers has had them for 2 mths now
4. check plants and water them
5.dinner and lunch from stores ! Got loads in the freezer for kids tea need to do a list of whats there.

Hope you all have a good day

Wannabe01

Good morning. It’s a lovely sunny day here again.
Pernicious – Thanks for starting us off today. I sympathise with your wait from the venue as I am awaiting a similar email.

My list for today:
[STRIKE]Quick shower rather than bath [/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Complete surveys and check one poll[/STRIKE]
[STRIKE]Do freelance work that is in for today[/STRIKE]
[STRIKE]Work (9-1)[/STRIKE]
[STRIKE]Do volunteer work[/STRIKE]
:)Studying
[STRIKE]Daily clicks[/STRIKE]
:)Wedding related tasks – going to look at kilts today and get oh and ds measured, [STRIKE]await reply from venue,[/STRIKE] book venue and order invitations. Went to get measured for kilts but the shop was closed so will need to go back later in the week. I heard back from the venue and have requested an appointment to discuss things further and book the reception.
:)Look into freelance jobs
[STRIKE]Repot plants and water plants[/STRIKE] Tomatoes and onions repotted just got the spring onions to sort now.
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Relax with oh tonight and watch some tv[/STRIKE]
[STRIKE]Take dd out for a walk and collect ds from school[/STRIKE]

Barbeduk

Hi all, glorious here too! Sadly I have come down with sinusitis and I am awful when I'm a bit poorly, honestly I should have been born a man!

So today:

• Checked bank accounts. Child benefit, yay! Sent straight to cc.
• Small shop for essentials, didn't get everything on the list as couldn't bring myself to pay 30p more than !id! price!
• No car day, too lovely.
• Posted off another ebay parcel.
• All meals from stores inc 2xpacked lunches.
• Even husband is having a no car day, yay!
• Going to bake later, will cheer me up!
• Washing on line.
• Heating will only be on when we need hot water (we really need a new boiler, first thing to buy when debt is paid off).
• Made myself a "latte" and found a pain au chocolate in the fridge that my my mum had given us!

Off to the park with the dog. Going to do the paperwork tomorrow when I'm sure I will be feeling more motivated!:D

euronorris

Oh, this is a good idea.

OK, for me today, it is as follows:

- Bring in own lunch, incl homemade soup - just ate it. Yummy!
- Write and send off letter to HMRC to have rebate cheque re-sent (it got lost in the post) - Have drafted, will check details at home tonight and then post.
- Ask OH to clean/wipe old laptop, so I can get it on Ebay (at long last)
- Post other items on Ebay
- Prepare lunch for tomorrow (need to decide between veg soup for 3rd day running, or egg salad sandwiches- have all ingredients at home already)
- Have a nice home made meal for dinner (from stuff already in house - but we just did a grocery shop so we have plenty in right now)
- Try to bake some bread again....if there is time (I am determined to figure this one out!)
- Do some clothes washing
- Do some dish washing
- Put clean clothes away
- Get OH to change the time on the clock in the living room (he is taller than me).

I think that is enough for one evening, seeing as I don't get in til around 6.30pm and I also need to have a shower.

Oh yes, I also already made some PAD's.