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loan whilst recieving benefits?

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  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Is it for a car then, if it will allow you to get your job back? And do you not want to be advised to spend less money on a car?
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Vikipollard
    Vikipollard Posts: 739 Forumite
    Tenth Anniversary 500 Posts Name Dropper Debt-free and Proud!
    I guess it may depend on what the loan you say you desperately need is for... you only have to read some of the threads on here to see it goes from a car to cosmetic surgery and everything in between.

    Obviously we don't know what it is that would allow you to get your job back that would require a loan, but consider whether you would lend your own money to a person in similar circumstances and for the same reason?

    How about you fill in this: [http://www.makesenseofcards.com/soacalc.html] to see exactly how much money you really have left to pay for said loan (assuming you could get one, and at what rate).

    HTH :)
    LBM July 2006. Debt free 01 Sept 12 .. :T
    Finally joined Slimming World: weight loss 33lbs...target achieved 51wks later 06.05.13 & still there :j
    Aim to be mortgage free in 2022. Jan 17 33250 Nov 17 27066 Mar 18 24498 Sep 18 20608 Nov 18 19250 Jan 19 17980 Mar 19 16455 May 19 15024 Nov 19 10488 Feb 20 8150 May 20 5783 Aug 20. 3305 Nov 20 859 Mortgage free, 02.12.2020
  • Luster4
    Luster4 Posts: 9 Forumite
    whitewing wrote: »
    Is it for a car then, if it will allow you to get your job back? And do you not want to be advised to spend less money on a car?


    no its not for a car, we have no need of one.

    Its for self-provement to get my job back as told by employers I have areas that need fixing before they'll consider re-employing me...
  • Vikipollard
    Vikipollard Posts: 739 Forumite
    Tenth Anniversary 500 Posts Name Dropper Debt-free and Proud!
    Please tell me it's not for cosmetic surgery....:eek:
    LBM July 2006. Debt free 01 Sept 12 .. :T
    Finally joined Slimming World: weight loss 33lbs...target achieved 51wks later 06.05.13 & still there :j
    Aim to be mortgage free in 2022. Jan 17 33250 Nov 17 27066 Mar 18 24498 Sep 18 20608 Nov 18 19250 Jan 19 17980 Mar 19 16455 May 19 15024 Nov 19 10488 Feb 20 8150 May 20 5783 Aug 20. 3305 Nov 20 859 Mortgage free, 02.12.2020
  • Luster4
    Luster4 Posts: 9 Forumite
    Vikipollard wrote: »
    Please tell me it's not for cosmetic surgery....:eek:


    only job i was ever any good at was a model, things have gone south after having kids so cant get job back until I emprove things! Its real good money and will get us off benefits completely and might even mean my partner not having to work if i get my job back. I badly need my job back to ensure kids have a decent life!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Luster4 wrote: »
    no its not for a car, we have no need of one.

    Its for self-provement to get my job back as told by employers I have areas that need fixing before they'll consider re-employing me...

    And your wanting a loan based on what they have said ? What if they turn round and dont end up employing you and you now have a debt of £5k to £7.5k that needs paying.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Luster4 wrote: »
    My partner and I desperately need a loan of about £5,000 - £7,500

    Sadly though, my partner is out of work at the moment, so am very doubtful that we would be able to get a loan :,( But thought I would ask anyway...

    we get JSA, Housing Benefit, Child Benefit and Child Tax Credit,

    would we be able to get the loan whilst on them?

    Thanks for your time!

    Just have to quote this,
  • MusicalLawyer
    MusicalLawyer Posts: 700 Forumite
    This post is either trolling or stupidity... I know which one I'm hoping it is.
    SAVINGS: £63.86 // £3,000
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MusicalLawyer wrote: »
    This post is either trolling or stupidity... I know which one I'm hoping it is.

    Its a classic thats for sure
  • Apples2
    Apples2 Posts: 6,442 Forumite
    Luster4 wrote: »
    Its for self-provement to get my job back as told by employers I have areas that need fixing before they'll consider re-employing me...
    These "areas that need fixing"... they aren't your legs being too short are they??

    Have we seen you on here before?
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