Bcw Group Plc T/a Buchanan Clark

dagsky

Hey guys, need some advice please, just checked my credit file with experian and i have seen a Table 1 Credit Searches from this company Bcw Group Plc T/a Buchanan Clark and it says reason outstanding debt. Now these table 1 searches are recorded against all my 3 previous addresses. The address on my credit file that shows as my current address hasn't been actually updated to my new address so nobody really knows my new addy. Now all this dca correspondence would be going to my old address to which i have no access. I really haven't a clue what debt they are chasing at all. So question is how do i find out what the debt relates to? I dont really want to stir the hornets nest if there is no need to! The only things i can think of are a natwest debt that i dispute, and other thann that an old tsb debt from 8yrs ago.

Also i ahve noticed in dec 2011 in the same table there was a search from Lowell Portfolio 1 again saying outstanding debt...... Should i just leave it to be? But these searches in the table 1 would affect my ability to get credit if it continues if i just leave it.....

KirstyO

the only dealing i have had with buchanan clark and wells was as a dca for Eon energy...but if they are an outsourcing dca they could handle debt from anywhere

chanz4

They do a few utility / banks accounts. Now you have input your new address they will find you.

dagsky

my experian is still registered at my old address so they are not aware of my new address. It was only because i happened to look in my spam folder and see an alert about a change on my file from experian that i actually went and logged in to my account to see what it was about......so no they still don't know where i currently live.

camuk81

Is any of your post from any of your accounts going to your new address and have you registered on the electoral roll?

My bank and some of my creditors have reported address changes to the credit agencies.

dagsky

i am on the electoral roll at my new address, all my previous utilities were paid off and accounts closed at my old address. New address is new utility providers, same bank as old address and changed my details to my new address a while ago....