My situation/dmp help

hsthomson

Hi,any comments on my situation

i am currently earning approx 1900per month,

debts
natwest od-1225
natwest loan-3800-154per month
barclaycard-770-
wonga-1000+300 interest per month
pduk-240+80 interest per month
pdexprss-640+160interest per month
lending stream-240+140 payoff per month
h and t-600+78 interest per month
unclebuck-100+30 interest per month

i thinking of dmp via cccs-i have done debt remedy and have 208 spare per month to pay off debts.does anyone no if above companies will deal with cccs and freeze interest/charges .many thanks

Vikipollard

If I was you, I'd fill out an SOA on here for others far more knowledgable than me to offer suggestions for savings on.

http://www.makesenseofcards.com/soacalc.html

It'll also give people the chance to spot if there are any things you haven't included in your budget as the £208 may not be a 'real' figure, if you know what I mean.

I cant comment on how CCCS work as I havent been in contact with them, but from what I've read on this lovely forum, they and the other free charity organisations provide a wealth of help.

rising_from_the_ashes

Welcome to the boards - you'll get loads of useful advice but I'm afraid that, as Vikki says, we do need to see the full SOA to be able to give it as we need the full picture of your income / all your outgoings as well as debts.

Pop it up and I'm sure you'll get some useful suggestions.

nicky1980

Please phone the CCCS. If only I had done this last year, I wouldn't be in the mess I am in now!
They are really supportive and FREE. Don't pay a company to do your DMP!