Sat/Sun 24th/25th March - What small DFW things will you do today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning campers :wave: ah its Saturday and its set to be a lovely day :T yesterday was like a summer's day here

I have been up for an hour oh woke me up to tell me to move over and have been awake since them while he is in the land of nod :mad: oh well at least I have had some time to myself!

Things to do today:

• [STRIKE]checked banking & ccs[/STRIKE]
• [STRIKE]call first direct & find out why my £100 leaving payment hasn't arrived in my account yet?? They called me on the 12th to get my bank deets[/STRIKE]
• [STRIKE]call Eon and give them the accurate readings [/STRIKE] meter readings were estimates and out and brings my bill down by £120!!! :T
• [STRIKE]all meals from stores[/STRIKE] mmmm making beef & curly kale lasagne mmmm
• [STRIKE]going for a lovely long walk & a picnic[/STRIKE] beautiful walk! :T 5 miles, stopped for a pint but resisted a packet of crisps & had picnic in the beer garden :beer:
• [STRIKE]do budget for the coming month[/STRIKE]
• pay remainder of holiday
• [STRIKE]update spread sheet totals for last month[/STRIKE] I have 1 last thing to do, but will wait till next week - there's only so long I can stare at a spreadsheet before it stops making sense!
• call ex-mil using free mins
• only have 3 cups of coffee! opps failed at this one!

• [STRIKE]collect parcel from po & post ebay sale[/STRIKE]

• [STRIKE]bagel out of freezer to make a adapted eggs benadict[/STRIKE]
• [STRIKE]rolls out of freezer for picnic[/STRIKE]

Not a NSD today as we're going out this evening for my best friends birthday. Should be lots of fun as there is a big group of us going out dancing :T Think I'll have to have a nap this afternoon! Have a great day everyone x

brizzledfw

Hi there everyone:wave:

Thanks for starting us off DNMS looks like you have a lovely weekend planned

This weekend, after a brief spell in the doldrums about my inability to balance our books and stick to a budget..I am back and fighting:T we will we will be DF and then mortgage free!! It will happen. I AM DETERMINED!!

So this weekend we will:

- go to the allotment and plant out some pots and other plants under the plastic shelters
- see how the rhubarb is going..am thinking of crumbles! Yum!
- get OH a beer kit so that he can make some home brew
- have a LSD...no need to spend anything except perhaps a little bit on groceries..loo roll and cheese etc! OH going out with DD2 in eve but that's only £7 spend
- washing on low and on line
- use up the loads of eggs we have from chooks! :T
- declutter some more..maybe go to tip

Think that's it folks. Did a loaf in the BM yesterday and then was given 2 free loaves and 2 cakes by our lovely friendly baked..time to freeze some methinks!

Have a great weekend everyone

Brizzle

yorpington

Morning! Happy weekend :j

DNMS that sounds like fun tonight! I hope you have a lovely time.

+ Check banking
+ Away for weekend so other people providing all our food!
+ Won't be NSD as need to buy a gift and bottle of wine for friends we're visiting tonight. Will try to grab a bargain tho.

Didn't quite manage a NSD yesterday either as I donated to Sports Relief. But it's all in a good cause so I don't mind

littleskintdragon

This weekend I shall b

Taking lunch to work both days

check banking (which i just got out of o/d) :j

fill in expenses forms for work as i'm travelling a long way

putting clothes from the w.machine to dry outside on the airer (washing line has been pulled down as we r doing the garden)

List at least 3 items on E-bay

check spreadsheets

Have a lovely sunny weekend everyone

Nottoobadyet

Happy saturday, everyone.

Enjoy your dancing, DNMS!
Glad to see you back with a vengeance, Brizzle!

I am **profoundly** hung over after our local mexican hole in the wall introduced a tequilla night. Worse, we know the owner and he stopped charging after several rounds. Good night, but paying for it!

There seems to be some law that whenever I am doing the barely functional stumbling about after a night like that, that I will run into whoever is our most essential donor for the moment. Luckily didn't throw up on her baby or anything

Unfortunately I have to work today (probably tomorrow as well) as there is absolutely loads on and I need to go into the field for most of next week. Anyway, listies:

- bike everywhere I need to go
- non MSE morning (much needed strong coffee at cafe and greasy croissant)
- work in the office during the day and finish things up
- dinner at home, presumably will be in working order by then!
- maybe make a start on job application for internal position, eeeekkk
- Update budget and check banking
- gymbo

hope everyone is having a better weekend than me

Aria`s_Tail

Morning everyone.
Thanks for the thread Determined. I'm supposed to be going out into town tonight with a couple of girls from work for several drinkies too. Will be trying to have an afternoon snooze too! (must be getting old )

Todays list:
LOTS of washing, will get it all dried outside.
Finish building the wardrobe that OH started and adandoned last week. (Then complains he can't find any clothes as they are still packed from the move).
Potter around the garden in the sun.
Walk the pooches in the sun.
Need some food bits, will walk to our local high street to the market for the fruit and veg.
Check for surveys.
Do a bit of my tapestry project.
Unpack a few more boxes and start clearing the living room as it became the moving dumping ground and still needs decorated.

Have a great sunny day everyone!

ecoelle

Just to say i had an email to say it's a free listing weekend for ebay, so get ebaying those bits and bobs:)

Wannabe01

Good morning everyone, It is a rather misty day here today but it is still warm. This weekend is going to be rather busy.
DNMS – Thanks for starting us off today. It sounds like you have a fun day planned.

My list for today:
:)Quick shower rather than a bath DONE
:)Daily clicks DONE
:)Check for surveys DONE
:)Take kids out for a walk if it brightens up Didn't manage to get out as it never brightened up.
Collect up washing and do any full loads
:)Other half has taken my car to work, as it is more economical to run. he has managed to work out that it will save about £10 over the two days.
:)Play free bingo tonight rather than going out DONE
:)Do work that is in for today work in progress Didn't quite manage to get everything done.
:)Read through Martin’s email DONE There is still a couple of things that I want to look into.
:)Look into jobs
:)Collect items that I am getting from freecycle DONE dd likes the items and they were all for her.
:)Work on wedding related tasks work in progress.
:)Studying
:)Check airer and move to the ironing pile DONE Checked but nothing dry yet.
:)Wait for Mr A’s order- check, scan and put away DONE I managed to save £2.50 on the delivery this week as I just found out about the 8 hour slots last night. I had to call them or the second week in a row as I had 4 items missing.
:)Update tester paperwork DONE
:)Look out knitting and patterns (I’m going to give it another go and see if I can make some soft toys for dd) whilst doing this I will see if I come across anything for ebay.
:)Text mate and see if she fancies going for lunch next week (not mse but not seen her for a while)
:)Do the dusting and some tidying
:)Do some of the ironing pile
:)Water the fruit/veg plants and repot the plants, which are getting too big for their current pots work in progress I need to get more compost so that I can repot the rest of the plants.

I think that is everything for today however I am beginning to think that I should have got up earlier this morning.

natlie

Hi
thanks DNMS
I am off the dentist at 11.15 for a second filling this week and I am feeling better after having wisdom tooth out

today:
I have done a load of dishes
have turned over 2 raised beds and sorted out my 3 big tub herb planters

cleaned up patio a bit

made baby pear & babana porridge

need to sort some laundry and then pop out with kids for a walk or something

going to try to do something moroccan for tea: roasted veg cous cous salad and flatbreads, hummus, felafel and chicken? maybe

have a lovely weekend all
Nat

Pernicious

Morning all,

Thanks for starting us DNMS, nice saving on your bill there! Have a great time tonight.
Littleskintdragon - Well done on clearing the overdraft!
NTBY - Ouch, Tequilla is a rough drink the morning after! I remember the first time I ever did it (well, sort of...) & ended up locking myself out of my mates flat that I was staying over trying to find the loo!! Hope you feel better soon, sounds like a busy weekend ahead of you.
Natlie - Hope the dentist is gentle, & can I come round for dinner please? That sounds delicious!

Today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE]
• [STRIKE]Work on wedding related tasks - got suit fittings today & need to get cracking with the invitations now that the bits have arrived![/STRIKE]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• Check cashback
• [STRIKE]Check fleabay[/STRIKE]
• [STRIKE]Dinner from meal plan - new diet starts today so I'm thinking a diet friendly spag bol so I can freeze some for during the week, need to get batch cooking this week as there are no convenience foods for me anymore[/STRIKE]
• [STRIKE]Pop to Mr T's for diet friendly foods...this is going to be more expensive than I would like it to be [/STRIKE]
• [STRIKE]Go to second job tonight & as always, hope for lots of tips![/STRIKE]

Have a great, MSE day everyone x

kjp

Morning all!

Thanks for starting the thread DNMS, you've been busy so far this morning! Hope everyone else is ok!

Sunshine down here too, yippee! Just chilling out for a bit with Saturday Kitchen whilst waiting for my hair to dry, then will get on with it!

Today:
[STRIKE] Check banks[/STRIKE]
[STRIKE] Check CCs, see if clear yet![/STRIKE] One is, one isn't, grr!
[STRIKE] Check TCB[/STRIKE]
Bit of filing
[STRIKE]Walk into town [/STRIKE]to buy friend's birthday present, [STRIKE]possibly treat myself to a bit of lunch too... Max spend of a fiver though![/STRIKE] Failed on birthday present although am now home, on the internet, and trying plan B. Spent £7.95 in the end, £5 on lunch for me and OH and £2.95 on a Costa on the way home
[STRIKE] Swap handbags so I don't get tempted whilst in town with a new one![/STRIKE] Good grief this worked!
Food from stores tonight I think
Bit of OU this afternoon maybes...

Right, gonna get up and get dressed so ready to go as soon as SK has finished!

Have a great, sunny day all!

Kxx