Actual Law section to quote

FloydOnFire

Hi all, I went BR back in 2009 and am in the process of applying for a mortgage. The bank I'm applying with have said they will consider my application in spite of my BR, but before proceeding, they want to be sure all my debts at BR were effectively settled.

Does anyone have a link to the actual written law that states this?

I have the section from the Insolvency Service guide to bankruptcy (page 14, section d "debts") that states:

"Discharge releases you from most of the debts you owed at the date of the bankruptcy order. Exceptions include debts arising from fraud and any claims which cannot be made in the bankruptcy itself (non-provable debts - see section 7a). You will only be released from a liability to pay damages for personal injuries to any person if the court thinks fit.

When you are discharged you can borrow money or carry on business without the restrictions previously referred to. You can act as a limited company director unless you are disqualified from doing so as a result of a separate order arising out of your involvement with a company."

However, what I really want is the actual written law to this effect, to quote correctly to the bank, eg "Under the Insolvency Act 1986, section 26 paragraph 4 states blah blah blah"

They've said they'll consider my application, provided I am able to satisfy them that I have no debt from the bankruptcy (my credit file still shows some debts as non-satisfied, despite repeated letters to the institutions asking them to update their records).

Thanks for any help.

fermi

s281(1)

http://www.legislation.gov.uk/ukpga/1986/45/section/281

"where a bankrupt is discharged, the discharge releases him from all the bankruptcy debts"

Then goes on to list the very few exceptions to that.

FloydOnFire

Fermi!! You're awesome!! Thanks a million, that's exactly what I was after!!