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Not Sure if I can but....
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caitcam
Posts: 7 Forumite
I've applied for a mortgage through an IFA, it is with the Halifax at 4.69% which I am quite happy with, I signed the application form with the IFA and she said it was successful pending valuation, then we will receive a formal mortgage offer.
I have since got home and noticed if I had gone direct to the Halifax the rate I possibly could have got is 4.09% this is based on an 85% LTV. Since I've signed the forms with the IFA and its 'progressing' is there anything I can do??
I think the answer will be no, but just wondered if anybody knew for sure.
TIA
I have since got home and noticed if I had gone direct to the Halifax the rate I possibly could have got is 4.09% this is based on an 85% LTV. Since I've signed the forms with the IFA and its 'progressing' is there anything I can do??
I think the answer will be no, but just wondered if anybody knew for sure.
TIA
0
Comments
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If you had employed the IFA on an Independent basis he would have directed you to the Halifax Direct product.
Its a little late to dao anything now, unless you want to cancel the application and start all over again, which I wouldnt recommendI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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