new soa???

The_Duchess_3

Hi

I went BR in Oct 2012, had a COC when I moved in Nov and informed the OR. Everything has been ticking along nicely with an IPA of £50 p/m. However since christmas I have noticed with everything going up ie petrol food etc that I was struggling. Is it worth resubmitting a new SOA I did a recalculation of my outgoings please see below:- any comments much apprectiated. Thanks

Monthly Income Details[/b]
Monthly income after tax................ 1187.46
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1187.46
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 550
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 26
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 210
Clothing................................ 30
Petrol/diesel........................... 125
Road tax................................ 12
Car Insurance........................... 42
Car maintenance (including MOT)......... 40
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 15
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 50
Emergency fund.......................... 10
Unison.................................. 11
RAC..................................... 12
Total monthly expenses.................. 1183

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 500
Other assets............................ 0
Total Assets............................ 500

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
CSA overpayment................1054.26...0.........0
Tax Cred Overpayment...........2051.67...0.........0
Halifax Loan...................6812.59...0.........0
Tax Cred Overpayment...........270.24....0.........0
Total unsecured debts..........10188.76..0.........-

Monthly Budget Summary
Total monthly income.................... 1,187.46
Expenses (including HP & secured debts). 1,183
Available for debt repayments........... 4.46
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 4.46
Personal Balance Sheet Summary
Total assets (things you own)........... 500
Total HP & Secured debt................. -0
Total Unsecured debt.................... -10,188.76
Net Assets.............................. -9,688.76

Tixy

Hi

I think you probably want to post this is the bankruptcy section?

The_Duchess_3

Have copied it there - my bad