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would really appreciate some advice please

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  • haynat1
    haynat1 Posts: 12 Forumite
    excellent, will certainly search for a mortgage broker. Thank you so much for all your advice on the matter i feel like things will move in the right direction now:)
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Most welcome - sure you will do fine - shout if you need any help...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • joedenise
    joedenise Posts: 17,706 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Make sure you use an Independent Financial Advisor and not an advisor in a bank or building society, who will only offer their own products.

    Denise
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    haynat1 wrote: »
    Yes the lender is halifax, you are right many bad threads about hsbc, i noticed a couple whilst browsing but when you search you see just how many there are!!

    HSBC to their credit have never changed their lending model. Traditional conservative lending. Borrowers are having to adjust there mindsets to old fashioned lending criteria.

    Suggest you see if letting the existing property is viable on BTL rates. If not sell and use the equity.
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