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HSBC loan in credit

alfadaz
alfadaz Posts: 8 Forumite
Sixth Anniversary First Post Combo Breaker
I have a managed loan with HSBC.

I have always paid the same monthly amount since starting the loan several years ago, even though the interest rates have dropped over the period.

Looking at my account online, I notice that I am credit by quite a bit.

Am I able to access or withdraw this money?

Thanks

Daz

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Have you rung them and asked?
  • alfadaz
    alfadaz Posts: 8 Forumite
    Sixth Anniversary First Post Combo Breaker
    I rang and tried to ask, but the person I spoke to didn't know and didn't really understand what I was asking (indian? call center).

    I won't be able to get to my local branch before thurs or fri, so I thought I would ask here to maybe give me an idea and maybe save myself a trip if it's a dedicate no go.

    Daz
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well it's your money so I don't see any reason why they wouldnt give you it back.

    Obviously you didnt track it while it was on going.

    If it goes out by dd or So I would cancel it
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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