Post Office Loan.

TheBig?

[Deleted.]

TrueUnitedFan

You might get a letter next week telling you to confirm your ID.

Give them a call if the postie calls and you receive nout from them!

DCFC79

It did go through, maybe there was sometihng on your application which meant further checks need to be done.

DCFC79

The amount of searches might be a problem but your credit score means nothing.

TrueUnitedFan

how many credit searches have you got on your file in the last 12 months?

jonesMUFCforever

Right then............stop applying for new loans - no more applications for the rest of the year!
Then take a different look at your debts and start snowballing.
This where you pay off as much as you can each month on the highest charging account until it is paid off and the minimum on the rest.
See where you are at the end of the year - come back and tell us how you got on.

TrueUnitedFan

Ahh ok, yea, i think you would of got the loan with Lloyds but the searches have hit you right in the foot and it's pretty much a decline from there i'm afraid.

Good luck with the post office loan, do keep us updated!

jonesMUFCforever

TheBig? wrote: »

Quick update,cleared and got rid of Argos and NEXT :j now to throw everything at Aqua an get rid as soon as.

Well done :beer:

sheilds

Good for you-well done...:)

sharpy2010

I think the fact that you are at the limits (or thereabouts) of all your credit facilities would probably not be seen as great. Put all your effort into making more available credit on each facility, and this will bode much better for your next application (which you probably shouldn't do until early next year, for best chance of being accepted)!