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Can I opt out now?

Twiddy
Twiddy Posts: 148 Forumite
I hope I've come to the right place to ask this question, apologies if I haven't. Please move me along to the right place if needs be.

I opted into our company car scheme in Sept 2010 and am still on the scheme thus far. There is no real policy in place that states the scheme will last X years. The word on the street is that it's "5-ish years or until your car is no longer worth keeping". My question is, have I got to wait until the company advises me that I can change my car before opting out and taking the cash allowance that is on offer?

Am I able to opt out now in favour of the cash allowance? Is it just a case of approaching the company with this question or is it a complete no no? What implications does this have apart from the obvious changes in pay/tax which I am already aware of?

Apologies for the 20 questions but you probably get the jist of what I'm asking!!

Appreciate your advice.

Many Thanks
T

:beer:
Current Mortgage: £113,829
Standard MF Date: May 2030
MFW Target Date: Jun 2023
On Target to complete: Feb 2027

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Only your company can tell you their rules for opting out of their car scehme.
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