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possession order help

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My mortgage holder got a possession order issued on my flat last year. I have since paid off the full outstanding balance but they still have the possession order, so every time they don't receive payment by the 12th of the month (this is because I get paid at the end of the month so I cant pay till then), they send me a letter about still having a possession hold on my property. How do I get the possession order set aside? I would really appreciate you assistance. I quite frankly cannot afford to pay a solicitor because I am still paying off other debts.

Comments

  • Mara69
    Mara69 Posts: 1,409 Forumite
    Surely the most sensible solution would be to start paying your mortgage on time?
  • ky822000
    ky822000 Posts: 76 Forumite
    Sorry, I can't help you with the possession order, but it seems the most sensible thing to do would be to negotiate with your lender to move your payment date to the first of the month so it is paid as soon as your wages hit the bank.

    This is likely to incur an 'extra' couple of weeks payment because you are essentially already paying two weeks 'late' every month if the mortgage is due out on the 12th and you don't pay until the end of the month.

    Could you cut back for a few weeks or juggle other debt payments to make this possible ?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to bring your payments in line with the agreed schedule.

    Could you not reduce the payments to your other debts for a period to put your mortgage payments back in line.
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