Am i in the wrong or is he being a Fool??

Annisele

Your OH is running a business with his ex. He might not see it that way - but if they both own the property, then they're both landlords and so they are running a business, probably as a partnership.

I agree with Dave Ham; I can't see a sensible solution other than selling up. Your OH might see the house as an investment, but if he can only keep that investment by running a business with his ex, does he really want that?

And then there's the whole 'legal responsibility of being a landlord' thing. He does declare the income on his tax return, and he's obtained consent to let, and all that sort of stuff? If the rent only covers the mortgage, sounds like the whole thing is far more trouble than it's worth.

meer53

The only way he can get her off the mortgage is for him to remortgage in his sole name, would she agree to give up any equity (although doesn't seem to be any ?)

You might want shut of her but it sounds as though your partner doesn't want to rock the boat. I think you should just accept that it's his business as others have said, and forget about it. How much of this did you know about when you started living with him ? HE needs to deal with it.