We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help advice needed please

Hi all

Myself and my girlfriend were meant to move into a house together this week however she left me and I am due to pick up the keys tomorrow to the house

She has not put any money into the house, I put in all of the 15% deposit and I also had a deed of trust drawn up to say that if we would ever split up I would take my deposit out before splitting the rest.

Because I could not afford to get a mortgage on my own we had to apply for one together. I can't get her taken off the mortgage because I don't know if the banks will want their money back although the exchange has already taken place.

She said she is happy to sign something to say the house is all mine but i don't know how to go about it because I need her on the mortgage (correct me if I'm wrong). Can i get something drawn up with my solicator?

Any advice will be greatly appreachiated

Comments

  • Oh dear, sorry to hear about this

    As you have exchangex contracts potentially this could become awkward for you.

    Very quick, how much is the mortgage payment/month and whats you average monthly take home pay?
  • kingsi15
    kingsi15 Posts: 12 Forumite
    Hi my income after tax is £1350, plus i get £300 expenses each month as well for petrol.
  • kingsi15
    kingsi15 Posts: 12 Forumite
    and my mortgage is £573 a month
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.