Partner has recently died...what happens about joint mortgage?

magpiecottage

Wh05apk wrote: »

I suspect when the policies were sold there was probably no discussion around trusts, but a standard disclaimer in the suitability letter advising the OP to consider trusts and/or see a specialist advisor.

That is possible - though I have a suspicion that it might not have happened.

Once again sadly this brings home the benefits of getting advice around a policy like this rather than just getting the cheapest option, possibly online with no advice.

Taking no advice does restrict the scope for blame when it goes wrong - though there seem to be plenty of posters who seem to think their own stupidity is the fault of somebody else.