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40% Tax relief on employer pension contributions?

I'm currently a 40% tax payer and as such am able to claim back the extra 20% tax on my pension contributions (I make my contributions after tax deduction). I have contacted HRMC to ensure that I get this extra 20% benefit back however I also have contributions made to my pension from my employer (3% of total salary). I was wondering if I'm able to also claim tax back on the contributions they make?

It doesn't look like I get the basic 20% on those payments according to my annual pension statement so I can only assume not but I thought it was worth asking.

Kind regards
Edd

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Contributions from the employer are made from their pre-tax corporate earnings, so there's no personal tax to reclaim.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • System
    System Posts: 178,434 Community Admin
    10,000 Posts Photogenic Name Dropper
    That's another way of saying that it is the employer who gets the tax relief, not you.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are your own pension contributions made from pre-tax salary? Any mention of salary sacrifice? If either of those applies you'd already have received the tax relief.
  • Batchy
    Batchy Posts: 1,632 Forumite
    edd, you got 20% in the scheme as tax relief, but the other "20%" you need to reclaim via your self assessment

    Employer 3% payments are made Gross, therefore, no relieft to claim as 60% of the 3% wasnt paid in, it should have been 100% of the 3% paid in. the 3% also should have been on your Gross income and not your Nett.
    Plan
    1) Get most competitive Lifetime Mortgage (Done)
    2) Make healthy savings, spend wisely (Doing)
    3) Ensure healthy pension fund - (Doing)
    4) Ensure house is nice, suitable, safe, and located - (Done)
    5) Keep everyone happy, healthy and entertained (Done, Doing, Going to do)
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